Jun 23

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Evaluate Expenses

One of the only ways you can decide how to create a budget for your family is to write down every expenditure you have. Gather your bills and your check book register, and start writing down what you spend every month. Include everything, all fees and cash withdrawalsBe realistic. If you are spending more than you make, you need to make some changes. If you aren’t putting money into savings every month, you need to make some changes as well. Take a close look and decide what you can cut back on. Some good items that are negotiable are: groceries, hair care, entertainment, eating out, baby sitting, and clothing. Decide what you can handle month to month and stick with it! Make sure you write your budget down and refer to it as often as needed. Keep close track of what you spend and do your best to stay under your budget!

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