Jun 29

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More on Credit Cards

If you’re carrying a balance on a credit card, pull out your bill and give your company a call. Ask the company to offer you a rate reduction – first make sure you’re in good standing with them and have paid your bills on time. Ask to speak with their retention center if customer service isn’t willing to work with you to have your rate reduced. Most companies want to keep your business and will work with you to make this happen. Second, if you have a yearly fee on your card and don’t want to close the account, ask for the fee to be waived. Again, most companies are more concerned with keeping your business and will work with you to reduce or eliminate fees. Remember to be polite when calling!

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